Radstone Capital Group
Private Capital. Purposeful Deployment. Specialized Domains.
Radstone Capital Group is a privately held investment holding group with principal activities in Malaysia and strategic interests in Australia and the United States. The Group is focused on private credit, with a specialization in the invoice factoring segment. Leveraging deep sectoral expertise, disciplined credit analysis, and structured deployment frameworks, Radstone functions as a trusted platform for institutional and select high-net-worth investors seeking access to this underserved asset class.
Through carefully structured partnerships with asset managers, family offices, fund managers, and private equity firms, Radstone deploys capital into high-quality, real-economy factoring opportunities—offering risk-mitigated exposure to short-dated trade receivables. The Group maintains a strict institutional orientation and does not solicit retail investors.
In parallel, Radstone is actively building a portfolio of healthcare and medical technology assets across its three core markets. These investments span primary care networks, dental care and dental tourism, and next-generation med-tech solutions—particularly AI-enabled diagnostic and monitoring technologies.
Radstone Capital Group stands at the intersection of disciplined private credit investing and targeted healthcare innovation—two sectors where precision, governance, and long-term value creation converge.
Our Portfolio Companies
1
RAB Capital
Incorporating Radstone Capital Sdn Bhd, this is the Group's vehicle for private credit deployment, specialising in invoice factoring. Focusing only on creditworthy obligors such as PLCs, GLCs, and multinationals, RAB delivers above-market returns for its shareholders.
2
Medicare Capital Group
The Group's medical technology investment arm with a flagship investment in Opum Technologies, a company revolutionising musculoskeletal care through AI-driven diagnostics.
Current pipeline includes aesthetics, primary care and dental care aggregation opportunities.
3
Radstone Asia
The Group's strategic hub in Malaysia, supporting private credit activities, investment structuring, and regional growth initiatives across Southeast Asia.
Current pipeline includes the acquisition and aggregation of small to mid-scale palm oil plantations.
4
Radstone Australia Pty Ltd
Specialising in real estate related transaction structuring in the domestic Australian market.
Private Credit – High-Yield, Asset-Backed Financing through Invoice Factoring
Creating Sustainable Value Through Short-Term Receivables Financing
Asset Class
Investment Structure
Risk Management
Liquidity
  1. High-quality receivables from vendors supplying to creditworthy obligors—public listed companies, GLCs, and multinationals. These receivables deliver above-market returns with lower risk profiles than traditional unsecured lending.
  1. Capital is deployed through structured factoring arrangements where invoices are purchased at a discount and collected at full value upon maturity. This provides investors with legal title to the underlying assets and contractual rights against obligors, creating multiple security layers.
  1. All transactions undergo rigorous vendor and obligor due diligence with legal assignment, corporate guarantees, and controlled accounts. Our risk framework evaluates over 20 risk factors, emphasizing obligor payment history and vendor performance. This approach has maintained near-zero defaults since inception.
  1. With 30-90 day transaction cycles, this strategy enables frequent capital recycling and minimal market correlation. Unlike traditional private credit with 3-5 year lockups, our factoring strategy offers quarterly liquidity windows with short notice periods.
The Group operates in Malaysia's invoice factoring market through Special Purpose Vehicles designed to enable collaboration with counterparties as required. In a region where bank financing remains bureaucratic and risk-averse, we provide direct liquidity to businesses while generating stable, above-market yields.
Factoring remains undervalued in private credit, particularly in emerging markets. With our quality invoice pipeline, compliance frameworks, and robust origination capability, Radstone is positioned for scalable growth. Our strategic relationships with major corporations in Malaysia and across Southeast Asia provide privileged access to premium transaction flow.
Southeast Asia's factoring market continues to expand due to growing trade volumes and retreating traditional lenders from SME financing. This working capital gap creates sustainable opportunities for Radstone while maintaining disciplined underwriting standards.
Medical Technology – Investing in Data-Driven Healthcare Transformation
Wearable Diagnostics
Opum's platform integrates advanced sensor technology with real-time patient data to enable accurate monitoring of joint and muscle function—crucial for post-surgery recovery, physiotherapy, and orthopedic assessments.
AI-Driven Treatment Insights
Proprietary machine learning algorithms help clinicians personalise treatment pathways based on objective data, improving outcomes and reducing recovery timelines.
Clinical Utility
The system is already deployed across leading clinics and hospitals, including orthopaedic and rehabilitation centres, with strong adoption by surgeons and therapists seeking evidence-based care models.
Scalable Commercial Model
Cloud-based software-as-a-service (SaaS) offering, enabling scalable deployment across geographies and care settings.
Medicare Capital Group leads the Group's innovation-led healthcare investment platform, focusing on transformative medical technologies that combine clinical efficacy with commercial scalability. Our core investment is in Opum Technologies, a US based healthtech firm redefining musculoskeletal care through intelligent diagnostics.
By investing in Opum, Medicare Capital Group is championing a new paradigm in healthcare—where data meets design, and patient outcomes drive value creation. We believe the future of medicine is precision-led, non-invasive, and digitally delivered—and Radstone is proud to play a leading role in shaping that future.
Our Leadership & The Radstone Charter
Ramesh Kana – Group Chief Executive Officer
Ramesh Kana is a highly accomplished international executive with over 35 years of experience across investment banking, fund management, energy, and sustainability. He currently serves as Group Chief Executive Officer of Radstone Capital Group.
A Fellow of the Australian Society of CPAs and a Chartered Accountant (Malaysia), Ramesh holds a Bachelor’s degree in Business and a Master’s degree in Enterprise and Innovation. He spent a significant part of his career with the Shell Group, holding senior leadership roles across Australia, China, the UK, Central America, and Malaysia.
Ramesh transitioned to investment banking in Australia before serving as Chairman of Orient Resources and CFO of Lynas Rare Earths, both Australian Stock Exchange listed companies. He later became the Group Chief Executive Officer of Emery Oleochemicals, a major global producer and distributor of oleochemicals. During this time he was instrumental in managing high-level relationships between government-linked shareholders in Malaysia and Thailand.
A strategic thinker with deep operational expertise, Ramesh is known for his ability to identify and develop high-calibre talent and lead transformational initiatives.
He was elected Chairman of the UN Global Compact Network Malaysia & Brunei (2016–2022) and currently sits on the Strategic Advisory Board of the Global Islamic Impact Investment Forum in London.
The Radstone Charter
  • Strong Governance: Every entity in the Radstone ecosystem operates with the discipline and rigour of a regulated financial institution.
  • Diversification Across Impact Sectors: From climate finance to medtech and private credit, Radstone delivers uncorrelated returns through strategically important sectors.
  • Regional Expertise, Global Standards: Headquartered in Australia with deep roots in Malaysia and a footprint in the U.S., we combine local insights with global best practices.
Contact Us
Discover how Radstone Capital Group can collaborate with you.
Registered Office :
U2, 1127 High Street. Armadale 3143. Victoria. Australia.
Tel. +61 4573 55705
Operational Headquarters :
B1011. Block B. Phileo Damansara 2. Jalan Damansara. 46350. Petaling Jaya. Selangor. Malaysia.
Tel. +603 7499 5911
office@radstonecapital.com